SMART FUNDING OPTIONS
- No upfront fees
- Quick approvals
- Fast funding - within days!
- Unsecured loans
- Not a merchant cash advance, a real business loan
- Credit scores allowed down to 550
- Loan amounts starting at $5,000
About Our Loan Program
Obtaining funds for a small business is usually difficult and time consuming, but not with with our new loan program!
We make it fast, easy, simple and with minimal paperwork. We offer an uncomplicated and a quick alternative to merchant cash advance funding and “hard to qualify for” bank loans. We work with small businesses with strong cash flows in need of immediate funding, and with no hidden fees or arbitrary rate hikes.
We work with a number of funding resources that specialize in small business lending that are able to deliver funds directly into your business account in a matter of days, not weeks or months.
Unlike traditional small business loans from banks, our loans may not require in-depth financials, tax returns, a solid credit history or even collateral. We are interested in how your business is doing today and where your business projections will lead you to tomorrow.
The simple application only takes only a few moments to complete and we normally have a decision in one business day.
- No up-front costs
- No collateral required
- Credit scores down to 550
- No financials needed
- No credit references needed
- No business plan needed
- Quick approval
- Fast funding
- Simple application
- Renewal is quick and easy
- Expert service and support
- Annual business revenue $100,000+
- Minimum 1 year in business or have recently purchased a business that has been in operation for at least 2 years
- Operate a store-front or internet business that is U.S. based that has daily sales
- Own 80% or more of your business (50% if owned with a spouse)
- Have a personal credit score 550+
- This is the basic qualifying criteria. We also consider your monthly gross sales, how long you have been in business, type of business and other factors. More weight is given to your business's success than your personal credit history.
- Loan size - $5,000 - $250,000
- Loan term - 6 to 12 months
- Fixed interest rates
- Fixed payment
- No prepayment penalty
- A fixed loan payment is deducted directly from your business account every business day
- Tax liens or even open bankruptcies in the last year will not disqualify your approval